Do I Need a Personal Injury Lawyer in Maine?
- Rachel Okun

- 2 days ago
- 4 min read
⚖️ Understanding When a Lawyer Can Make a Difference
If you’ve been injured in an accident in Maine, you may be wondering whether you really need a personal injury lawyer, or if you can handle things yourself. It’s a fair question. Some minor fender-benders can be resolved directly with insurance companies. But when injuries are serious, the stakes are high, and the laws are complex, having an experienced Maine personal injury lawyer on your side can make a significant difference in your outcome.
At Okun Law PLLC, we help Mainers throughout the state navigate insurance claims, medical bills, and legal issues after they've been injured. Here’s how to decide whether you need legal help, and why early involvement can protect your rights.
🚗 When You Might Not Need a Lawyer
Not every accident requires hiring an attorney. For example:
You had only property damage and no physical injuries; or
Your medical treatment was brief and fully covered by insurance; and
The at-fault driver admitted fault, and the insurer paid quickly and fairly.
If everything goes smoothly, you may be able to settle directly with the insurance company. Still, it’s wise to speak with a lawyer before you sign anything, just to confirm you’re not waiving future rights or missing hidden costs.
💥 When You Should Hire a Maine Personal Injury Lawyer
If any of the following apply, it’s time to contact an attorney:
1. You have serious or lasting injuries. Long-term medical treatment, physical therapy, or lost income can dramatically increase your claim’s value and complexity.
2. The insurance company is giving you the runaround. Delays, lowball offers, or requests for unnecessary paperwork are red flags. Insurance companies have teams of adjusters and lawyers protecting their interests - you deserve the same.
3. Fault is disputed. If the other party denies responsibility, you’ll need evidence, witnesses, and legal strategy to prove your case.
4. There are multiple parties involved. Multi-vehicle collisions, commercial trucking cases, and property owner disputes can involve several insurers and defendants, each trying to minimize their share.
5. You’re overwhelmed or unsure where to start. Dealing with paperwork, medical bills, and deadlines while recovering is stressful. A personal injury lawyer handles the process so you can focus on healing.
🧭 What a Maine Personal Injury Lawyer Actually Does
A good lawyer doesn’t just file papers, they protect the full value of your claim. At Okun Law PLLC, we:
Investigate the accident and gather evidence.
Coordinate with medical providers to document treatment and prognosis, and make sure the correct insurer is being billed for your care.
Calculate current and future losses (medical bills, lost wages, pain and suffering).
Negotiate with insurers to reach fair settlements.
File lawsuits and represent clients in court when necessary.
In short, we make sure you’re not left with unpaid medical bills or a settlement that doesn’t reflect what you’ve been through.
🕒 Timing Matters: Maine’s Statute of Limitations
In Maine, most personal injury lawsuits must be filed within six years of the accident, but certain claims, like medical malpractice or cases involving government entities, have much shorter deadlines. Talking to a lawyer early ensures evidence is preserved and your rights are protected before the clock runs out.
💬 Why Experience in Maine Law Matters
Personal injury laws vary from state to state. Maine’s unique insurance requirements, comparative fault rules, and medical-bill reimbursement laws can all impact your recovery. Working with a local Maine attorney who knows how courts and insurers operate here gives you a crucial advantage.
❤️ Compassionate Representation. Strong Results.
At Okun Law PLLC, we understand that every injury case is personal. You’re not just a file number, you’re a person trying to recover, pay bills, and move forward. We combine compassionate communication with aggressive advocacy to make sure you’re supported every step of the way.
📞 Free Consultations - No Fees Unless We Win
If you’re unsure whether you need a personal injury lawyer in Maine, the easiest next step is a free consultation. You’ll get honest advice, not a sales pitch, about whether hiring a lawyer makes sense for your situation.
👉 Contact Okun Law PLLC today to schedule your free consultation. We represent injured clients across Maine, and we’re here when you need us most.

Frequently Asked Questions
1) When should I hire a personal injury lawyer in Maine? Hire a lawyer as soon as injuries, lost work, or ongoing medical treatment are involved, or if fault is disputed. Early help preserves evidence, handles insurers, and protects your timeline to file.
2) How much does a personal injury lawyer cost? Most Maine personal injury attorneys, including Okun Law PLLC, work on a contingency fee, which means you pay no attorney’s fees unless we recover money for you. We explain the percentage and case costs up front.
3) What if the insurance company already made me an offer? Don’t sign yet. Early offers often undervalue future treatment, lost income, and pain and suffering. A lawyer can evaluate whether the offer is fair and negotiate for a higher recovery.




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