What to Do After a Car Accident in Maine: 10 Important Steps to Protect Yourself

By Rachel Okun, Maine Personal Injury Attorney – Okun Law PLLC

A car accident can leave you shaken, injured, and unsure of what to do next. In Maine, where accidents often involve winter weather, rural roads, or high-speed highways, knowing the right steps to take immediately after a crash can make a significant difference in both your health and your legal rights.

This guide explains the 10 most important things to do after a car accident in Maine, from the moments after the crash through the days that follow.

Step 1: Check for Injuries and Call 911

Your safety comes first. After a crash:

• Check yourself and others for injuries

• Call 911 immediately if anyone is hurt

• Request medical assistance, even if injuries seem minor

Many injuries common in Maine car accidents, including concussions, whiplash, and soft-tissue injuries,may not show symptoms right away. Prompt medical attention protects both your health and your ability to document what happened.

Step 2: Move to a Safe Location if Possible

If your vehicle is drivable and it’s safe to do so:

• Move out of traffic

• Turn on hazard lights

• Use flares or warning triangles if available

On Maine roads, especially during winter or low-visibility conditions, staying in a dangerous location can increase the risk of a second collision.

Step 3: Contact Law Enforcement and Report the Crash

Maine law generally requires accidents to be reported when there is:

• Injury or death

• Significant property damage

A police report creates an official record of the accident, including:

• Driver and witness information

• Time and location details

• Initial observations about what occurred

Step 4: Document the Scene Thoroughly

If you are physically able, gather evidence at the scene:

• Photos of vehicle damage from multiple angles

• Pictures of road conditions, skid marks, and signage

• License plates and insurance cards

• Names and contact information for witnesses

Weather conditions in Maine can change quickly, making early documentation especially important.

Step 5: Be Careful About What You Say

What you say at the scene, or shortly afterward, can be used against you later.

Avoid:

• Apologizing or admitting fault

• Speculating about what caused the crash

• Saying you are “fine” before being medically evaluated

Stick to the facts when speaking with police or insurance representatives.

Step 6: Seek Medical Care as Soon as Possible

Even if you did not go to the emergency room:

• See a doctor promptly

• Follow all medical recommendations

• Keep records of appointments, diagnoses, and treatment

Delays in treatment are one of the most common reasons insurance companies question or undervalue injury claims.

Step 7: Notify Your Insurance Company

Most auto insurance policies require prompt notice of an accident. When reporting:

• Provide basic facts only

• Avoid guessing about fault or injuries

• Do not give a recorded statement without understanding your rights

Insurance adjusters are trained to minimize payouts, even in cases where the accident was not your fault.

Step 8: Understand How Fault Works in Maine

Maine follows a comparative negligence system. This means:

• You may still recover compensation even if you were partially at fault

• Your recovery may be reduced by your percentage of responsibility

Fault is not always obvious, particularly in crashes involving poor weather, multiple vehicles, or disputed accounts.

Step 9: Keep Track of Expenses and How the Injury Affects You

Start keeping records right away, including:

• Medical bills and prescriptions

• Time missed from work

• Out-of-pocket expenses

• Notes about pain, limitations, and daily challenges

These details help show the full impact of the accident, not just vehicle damage.

Step 10: Speak With a Maine Car Accident Lawyer Before Accepting a Settlement

Insurance companies often make early settlement offers that:

• Do not account for future medical care

• Ignore pain and suffering

• Require you to waive your rights permanently

Before accepting any offer, it’s wise to understand the full scope of your claim and your legal options.

How Okun Law PLLC Can Help

If you were injured in a car accident in Maine, you don’t have to navigate the process alone. At Okun Law PLLC, we focus on clear communication, compassionate representation, and practical guidance, so you can focus on healing while we handle the legal side.

A consultation can help you understand what steps make sense for your situation, without pressure or obligation.

If you or a loved one has been injured in a car accident in Maine, don’t face the process alone. Contact Okun Law PLLC today for a free consultation with an experienced Maine car accident lawyer.

Frequently Asked Questions About Car Accidents in Maine

Do I need to call the police after a car accident in Maine? Yes. Maine law generally requires reporting accidents involving injuries or significant property damage. A police report can also be critical for insurance and injury claims.

Is Maine a no-fault state for car accidents? No. Maine is an at-fault state, meaning the driver who caused the accident may be responsible for damages. Maine also follows a comparative negligence rule.

How long do I have to file a car accident injury claim in Maine? In most cases, Maine’s statute of limitations for personal injury claims is six years, but certain situations may shorten that timeframe.

Should I give a recorded statement to the insurance company? You are not required to give a recorded statement right away, and doing so without legal advice can hurt your claim.

Do I need a lawyer after a car accident in Maine? Not every accident requires a lawyer, but if you were injured, dealing with insurance companies or serious injuries, legal guidance can help protect your rights.